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Studio Insurance
hi. qeustion for studio owners – i need get insurance for my pole dance studio. my landlord requieres that my insurance also cover "plate glass window breakage" and "fire liability coverage" . is there one insurance company that can cover it all , property damages and injury suits?
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6 Replies
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Hey there….
I am not sure where you are……but the policy type you are looking for would be a commercial general laibilty. It must name the owner on the rider for release etc….
Most policies(at least here in BC Canada) cover all aspects within the CGL and anything that is additionally required can be added.
My CGL cost me $1000 for the year and I am over insured on purpose.
Call a local broker and explain to them what you want. They will get you a quote for the CGL.
I have both my landlord and my City on the rider(if I teach outdoor bootcamp, the city needs to be released from liability as well)
My coverage has everything from liability, fire, theft, flood, earthquake etc………….you name it…,It is in there.
The important thing –make sure it is policy for coverage for your business and yourself.
When I first began getting quotes, they were quoting rates that seemed really cheap…….once I started questioning, I found they weren't fully understanding what I needed/wanted.
They were quoting just fire/theft/property…………not liability.
So make sure they understand you require insurance for the whole shebang…..
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Don’t have much help with all of this but make sure if you’re going with any old insurance company that they understand what pole fitness is……… Most studios aren’t actually covered for what they think they are….. Most have dance insurance but as soon as u start doing all sorts of inverts u are no longer covered because that is not dance
Just a little advice… Good luck!!
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https://www.studioveena.com/forums/view/4e698155-2030-40e1-bc64-336b0ac37250
There is an insurance company that created a policy JUST for pole dancers and studios. The information is in the link. Mark can answer any question you may have.
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Thanks for linking Insurance 4 Poledancers Chemmie.
They can address anything you need for insurance…Mark is great!
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Thanks Chemmie!
I had realized this morning–MaryEllen has all this set up….
Was going to pop in and point this thread in that direction and you beat me to it~~
You guys rock!!
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Thank you for your hellpfull info!
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