StudioVeena.com Forums Discussions If you don’t have our lessons why?

  • charlenebartlett2723

    Member
    September 3, 2014 at 4:12 pm

    I very nearly did not get a membership due to having to pay through PayPal, and it actually has taken me months to decide to do so. I never wanted to use them again as I tried to get money back from an unauthorised transaction and they did not want to help me. In the end I got my money back from my card provider, who got it back from PayPal anyway, but if I hadn’t been told to try my card provider then I would never have got my money back.I think there should be a choice to either pay by credit/debit card or PaPal.

  • AllysonKendal

    Member
    September 3, 2014 at 4:17 pm

    This may not be something you are interested in but I’m just throwing it our there. I’ve seen other websites that have the special icons for paid members (ie. a Heart 💜) next to the username.

    This sort of becomes like a status symbol… And everyone wants it. For better or worse. I know that I’ve been on sites like that. It’s usually positive. But sometimes it’s becomes a little like The Sneeches with stars on their bellies (for you Dr. Seuss fans)…

  • Webmaster

    Administrator
    September 3, 2014 at 7:07 pm

    AllysonKendal – I think there is a lot more validity than just as a status symbol, behind your suggestion.

    If there was an icon by people’s names it would create some validity for them when they are answering in the forums. You will know that a person is speaking from a common knowledge base and lexicon. Additionally, an icon will help Veena recognize really quickly who has lessons and who doesn’t so it becomes easier for her to know how to answer questions and if she can point them to a lesson or not.

  • Webmaster

    Administrator
    September 3, 2014 at 7:17 pm

    charlenebartlett2723, I can’t stress enough how important the PayPal decision is.

    When you pay by credit card at a merchant you are saying “I trust that your company has enough staff and security to protect my financial information”. Unfortunately that is often not the case. Most small e-commerce websites are run by a couple people with just enough knowledge to get a website up and running.

    I choose PayPal for nearly all my online transactions because then I am not leaving my financial details all over the internet. Instead PayPal tracks them, a company with millions of dollars dedicated to security staff and technologies along with insurance to protect them should something happen.

    We choose PayPal for StudioVeena.Com because it limits our liability for unauthorized payments. We don’t have to store any financial information, or approval numbers or anything else that can be used to initiate a charge against your card. If somebody gets your card number they didn’t get it from us because we have zero financial information regarding you.

    If there is anything we have seen its that even companies as large as Target can suffer losses in this area.

  • Phoenix Hunter

    Member
    September 3, 2014 at 7:21 pm

    I agree, I wont buy from a company online if they are asking for my credit card number online. I will only pay through paypal. no paypal, no purchase.

  • Paunobs

    Member
    September 3, 2014 at 7:32 pm

    I have had the lessons 2 times over the past 4 years so 2 years worth, the lessons are excellent value for money, I will renew again after I recover from thyroidectomy in October , as having a few months off pole will mean going back to basics.I really appreciate the site, and the time and effort put in to maintain it by webmaster and Veena, I feel I owe it to give back by purchasing the lessons. Too many people expect to get everything for free and do not give a thought to what costs are involved in providing such a great site, I paid $200 for 12 months lessons on another site that promised new routines for various pole eg sexy glow, inversion, pole strength, warm up every fortnight ,I did not get what I paid for and months went between any new routine being put up. I won’t fall for that again. Thank you Veena and webmaster for all you do.

  • AllysonKendal

    Member
    September 3, 2014 at 8:54 pm

    1. I agree wholeheartedly about Paypal… It may not be prefect, but it’s certainly the lesser of the evils.

    QUICK STORY: My credit card was stolen, as was my husbands, and a few (I’m talking like 3 or 4) of my friends over the course of like 6 months… and we kept asking WHY? Then one of our friends got a new card and made 1 purchase… Chinese Food delivery… and BAM card # was stolen. Turns out we were all ordering online chinese food from the same place. We all contacted our CC companies but they really didn’t care who did it. The purchased were refunded, and the cards were canceled, they really didn’t care. We contacted the restaurant (maybe it was a rogue employee or a hacker? they had a right to know) but they didn’t care at all.. and basically said there is a risk any time we use a card online. It made me realize how insecure things are…

    I do trust paypal.. and I completely understand why you use it.

    2. I do like the idea of seeing who has the lessons. I just didn’t want to create any divisions. I do think it would encourage more people to get the lessons…

    Anyway I’m happy I have the lessons. 🙂

  • CrazyKosters

    Member
    September 3, 2014 at 11:10 pm

    I get what everyone is saying. I have had my cc number stolen online. But i have had more problems with paypal and it was harder to fix because they freeze up everything and it took me forever to fix it. Some people hacked my paypal 2 times and tried to withdraw over 1000 from my checking account because of paypal. The only reason it didn’t go through was because the number i had stored had changed and I never updated it. It was from paypal,2 different times. I also had some horrible things from ebay which is why I refuse to use it. People were like “paypal and ebay are super secure”…Why do they have their own fraud department then lol.. They are secure but nothing is foolproof. My experience has been worse with paypal then using my card. It was more of a hassle to fix and correct my issues with paypal then it has been with my bank and cc. people think they have a sense of security using paypal and that is great but doesn’t mean things don’t go wrong with them everyday. Look up consumer complaints. They are a pain to deal with or it was when this happened to me. Thats just my story… Using anything online including paypal is a risk. I personally hate paypal. I’m not alone either.

  • Webmaster

    Administrator
    September 3, 2014 at 11:39 pm

    I’m sorry to hear about your issues CrazyKosters. That sucks that you had so much trouble.

    PayPal is not perfect but it is the most secure option for both the purchaser and the merchant. In the end its about exposure.

    The fact that PayPal has a fraud department is one of the things that makes them so great. We don’t have the money to staff a fraud department but fraud is a major concern that any merchant who handles payments directly needs to worry about.

    PayPal does have many complaints but to put it in perspective, PayPal handles millions of transactions and billions of dollars per day, far more than any cc network. It’s kind of like comparing Amazon to your local electronics store. There will be more registered complaints for Amazon because they are thousands of times larger than your local store.

    The list of companies that have had credit card databases stolen in the last ten years reads like a roster of fortune 500s, yet PayPal has not had a broad data-breach in its history. Security and fraud detection is all they do.

  • Webmaster

    Administrator
    September 3, 2014 at 11:45 pm

    I would like to make a suggestion for everyone who is concerned about security. Use different passwords on all your important accounts, including your email accounts.

    Generally PayPal accounts aren’t hacked through PayPal but by gaining access to your email account and “resetting” the password. Your email account is the key to your digital life, anyone who gains access to your email account can generally gain access to any important online account you may have.

    I use a tool called 1Password to maintain a separate password for every account I have. I don’t even know my passwords, 1Password does all the heavy lifting for me.

    When you use the same password on multiple online accounts your data is only as secure as the least secure site you use. A traditional strategy used by hackers is to steal user data from low security sites then use bots to test that information against everything from iTunes to Banks to Amazon and the big email providers.

    When you use a different password on every site, it doesn’t matter if a hacker gets one password they will not be able to access your other accounts because the login credentials are different on every account you have.

  • CrazyKosters

    Member
    September 4, 2014 at 1:58 am

    I get that and understand that. I personally think that using your cc or paypal both caries risks. Doesn’t matter. Also the fact that paypal and amazon etc.. are bigger so they are bigger better targets so to speak… I was just saying that comment about the fraud department because I had people saying it was impossible that happened etc.. “That don’t happen because they are big”… That don’t mean shit lol. That was my point about the fact that it happens.

    I personally use my cc but I don’t just use it on any site or anything. I also never store my card number when I don’t have to (ie netflix etc). I put it in everytime to pay my bills etc even though that isn’t fool proof.. I had to redo my password 2 times already for my bank to pay my mortgage because someone trying to put in my password wrong. Anything online is risky. I also have a iso image saved on disk for my computer password that can get your password up to like 15 characters in 30 minutes because once that is lost, you cant ever get it back without re-doing your pc. Passwords can be hacked just the same. Even through a company that stores passwords. My point was that it doesn’t matter, doing anything online can be risky whether you use paypal or a cc. The fraud department told me that they gained access to my paypal account, whether it was through email or what I don’t know. I never click on links through my email and try my best to be smart but it can happen no matter what.

  • CrazyKosters

    Member
    September 4, 2014 at 2:02 am

    Now I’m all paranoid lol!

  • Webmaster

    Administrator
    September 4, 2014 at 7:38 am

    I agree CrazyKosters. Any payment method carries risks, we simply choose to use the one that is empirically safer for both parties.

  • ferrous

    Member
    September 4, 2014 at 9:16 am

    I was under the impression that one can pay with a credit card via PayPal without needing to sign up or have an actual PayPal account.

    Is that option not available for SV lessons?

  • Webmaster

    Administrator
    September 4, 2014 at 4:48 pm

    ferrous, sometimes this option is available. It’s based completely on an algorithm that takes into account your location what you are buying and many other factors.

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